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๐—ฆ๐—ฒ๐—ฎ๐—น๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐——๐—ฒ๐—ฎ๐—น: ๐—ช๐—ต๐—ฎ๐˜ ๐—–๐—ผ๐—บ๐—ฒ๐˜€ ๐—ก๐—ฒ๐˜…๐˜ ๐—”๐—ณ๐˜๐—ฒ๐—ฟ '๐—ฆ๐—ฎ๐—น๐—ฒ ๐—”๐—ด๐—ฟ๐—ฒ๐—ฒ๐—ฑ' ๐Ÿก๐Ÿ’ผ




Let's get straight this time? In simple terms, reaching a "sale agreed" status indicates a preliminary acceptance of a property deal. It is not legally binding for either party and relies on a smooth progression henceforth. Although it might be daunting after an extensive property search, this marks the initial step in the property acquisition process. ๐Ÿš€


๐—ก๐—ฒ๐˜…๐˜ ๐—ฆ๐˜๐—ฒ๐—ฝ๐˜€ ๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐—ฎ ๐—ฆ๐—ฎ๐—น๐—ฒ ๐—”๐—ด๐—ฟ๐—ฒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜: ๐Ÿ“‘๐Ÿ’ผ


๐—ฆ๐—ผ๐—น๐—ถ๐—ฐ๐—ถ๐˜๐—ผ๐—ฟ'๐˜€ ๐—ฅ๐—ผ๐—น๐—ฒ: ๐Ÿ•ต๏ธโ€โ™‚๏ธ

Upon reaching a "sale agreed" status, your solicitor becomes pivotal. Ensure you have legal representation early on, and once your offer is accepted, the estate agent must notify both solicitors. Expect varying solicitor fees, so budget for at least โ‚ฌ1,500 and choose an experienced conveyancing expert.


๐—•๐—ผ๐—ผ๐—ธ๐—ถ๐—ป๐—ด ๐——๐—ฒ๐—ฝ๐—ผ๐˜€๐—ถ๐˜: ๐Ÿ’ฐ

You'll likely be asked to pay a booking deposit, usually 2-4% of the house price, serving as proof of commitment. This deposit is fully refundable if the sale doesn't proceed.


๐—–๐—ฟ๐—ถ๐˜๐—ถ๐—ฐ๐—ฎ๐—น ๐—–๐—ผ๐—ป๐˜€๐—ถ๐—ฑ๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€: ๐Ÿค”

Take a moment to reassess your decision. Ensure the property, location, and associated costs align with your plans. It's a crucial time to avoid impulsive decisions and potential financial repercussions.


๐—ฆ๐˜‚๐—ฟ๐˜ƒ๐—ฒ๐˜†๐˜€: ๐Ÿ”๐Ÿ 

If obtaining a mortgage, your lender will conduct a valuation survey. However, hire your surveyor for a comprehensive inspection, especially for older properties. Be prepared to spend โ‚ฌ500 - โ‚ฌ1,000, depending on the survey type.


๐—”๐—ฑ๐—ฑ๐—ฟ๐—ฒ๐˜€๐˜€๐—ถ๐—ป๐—ด ๐—ฆ๐˜‚๐—ฟ๐˜ƒ๐—ฒ๐˜† ๐—™๐—ถ๐—ป๐—ฑ๐—ถ๐—ป๐—ด๐˜€: ๐Ÿ“‹๐Ÿ’ฌ

Survey results may reveal issues, and negotiations with the seller may be necessary. Review the deal terms carefully, addressing issues before completion or adjusting the agreed price.


๐—–๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐˜„๐—ถ๐˜๐—ต ๐˜๐—ต๐—ฒ ๐—•๐—ฎ๐—ป๐—ธ: ๐Ÿฆ๐Ÿ“ž


Keep your bank updated throughout the process to avoid unexpected changes in mortgage terms. Secure mortgage protection early on to comply with Irish regulations.


๐—™๐—ถ๐—ป๐—ฎ๐—น ๐—ฆ๐˜๐—ฒ๐—ฝ๐˜€: ๐Ÿ“๐Ÿ 

Once all aspects are addressed, solicitors finalize the deed, closing dates, and documents. Your bank makes a formal mortgage offer, and with a final walk-through, you're ready to sign and complete the purchase. Home insurance is crucial before the final payment.


๐—–๐—ผ๐—ป๐—ด๐—ฟ๐—ฎ๐˜๐˜‚๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€! ๐ŸŽ‰๐Ÿ”‘

Ready to make your homeownership dream a reality? Your journey begins here!


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